Mutual health insurance: an issue for seniors
From the age of 55, healthcare costs may increase and purchasing power may decrease at the time of retirement. A good health insurance is therefore important. It is indeed the latter which will complete the reimbursements of your health costs after those made by the Health Insurance. The latter very often takes care of only a moderate part of the expenses, it is therefore essential.
Mistake No. 1: Not taking serious risks into account
Problems don’t just happen to other people. Especially as you age, health concerns may be more frequent and it is essential to be properly covered. To do well, make sure you have sufficient protection in the event of hospitalization. Otherwise, if you have to go to the hospital regularly or undergo surgery followed by hospitalization, your budget will be greatly affected.
Mistake n°2: not being covered in the event of dependency
In the event of a loss of autonomy, linked for example to a possible illness such as Alzheimer’s or even Parkinson’s, you may encounter financial difficulties. To prevent them, it is preferable to opt for a dependency guarantee, which would allow you to benefit from a monthly allowance in the event of a problem.
Mistake n°3: not precisely identifying your needs
Good health insurance is above all health insurance that best meets your needs at all stages of life. Dental care, optical care, consultations with a cardiologist or a rheumatologist: even if it is impossible to anticipate all your needs, it is necessary to review your health needs.
Mistake #4: Not comparing prices
Protecting your health is good. But protecting your health while controlling your health budget is better. Do not hesitate to ask for quotes from several insurance companies in order to compare their offers and their prices.
