After overcoming cancer, the struggle continues: to regain psychological stability, a professional and financial situation, an intimate life… and to buy property, create a business, buy a car. Because there is what is called a “borrower insurance”, compulsory in the event of a loan, which penalizes if one is a cancer survivor. We are obliged to declare our medical history within the limit of 10 years and we are associated with an “aggravated health risk”, which can exclude us from the guarantee, see us refuse the loan or even cost us more money.
One of the promises of Emmanuel Macron’s five-year term was to extend the “right to be forgotten” to 5 years. The modification of law could be carried out by the end of the mandate, has just announced the association RoseUp. A joint committee between the Senate and the Assembly will take place on Thursday February 3 to discuss the issue.
Our dir @Huet2Isabelle & co-founder @LisRaoux received today @Sante_Gouv. @olivierveran affirmed its attachment and that of@EmmanuelMacron to the registration of the right to be forgotten at 5 years for patients with #cancer in a law. RV Thursday 03 in CMP for confirmation! We believe in! pic.twitter.com/LFKw5UOG09
— RoseUp Association (@RoseUpAsso) February 1, 2022
Same rate as for everyone after 5 years
Until 2016, the law provided that for former cancer patients, this right to be forgotten lasts 20 years. Since then, the right to be forgotten had been halved, and was 5 years for those who had had cancer before the age of 21. The objective today is to reduce it to 5 years for all cancer patients, regardless of their age when the disease broke out.
Concretely, this means that 5 years after the end of the therapeutic protocol, ex-patients will no longer be required to declare it to their borrower insurance. By this protocol, we mean chemotherapy, radiotherapy and drug treatments, but does not include hormone therapies or immunotherapies sometimes prescribed in addition afterwards, explains the e-cancer site. The rate applied to former patients will therefore be the same as for someone who has never had cancer.
Sources: RoseUp, e-cancer.
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