The remainder at zero charge will allow patients to no longer advance costs for some of their health expenses such as optics or audio prostheses. The complementary health plans are considering an increase in the contribution rates.
This was one of Emmanuel Macron’s promises during the 2017 presidential campaign, the remainder at zero charge will be implemented by 2021. It will allow certain pairs of glasses, hearing aids and dentures to be fully reimbursed. . But complementary health insurance worries about this new measure and could increase the contributions in return. They are asking for lower taxes.
To finance the remainder at zero charge, Health Insurance and complementary health insurance will have to spend several hundred million euros. The government is currently not certain of the exact cost of this measure in the long term. The figure of one billion euros by 2023 has been put forward by the Ministry of Health.
Lower taxes
Several complementary bosses reacted to the 42nd Congress of the French Mutuality which took place from June 13 to 15 in Montpellier. Bernard Spitz, president of the French Insurance Federation, warned: “We will play along, but if we realize that there is a gap, it will have to be closed.” Insurance players agree that an increase in premiums could be counterproductive if patients were to forgo care.
But they are asking the government for efforts on taxation in particular. The president of the Mutuality, Thierry Beaudet, underlines: “The contributions are today too heavily taxed. Taxation is a lever.” Negotiations with the government must continue.
Closure of the Mutuality Congress. the #resteachargezero is emblematic of what we can achieve together for the French and in the service of equal access to healthcare. # MutCongress pic.twitter.com/XTWZ32nxUn
– _gnès _uzyn (@agnesbuzyn) June 15, 2018
End the waiver of care
Agreements have already been reached with the unions of dentists and hearing-aid acousticians. The latter have also proposed to limit the price of certain devices from 2019. The price should gradually drop to reach 1,200 euros in 2022.
The foregoing treatment for financial reasons is very important in the sectors of dental care, optical care or for hearing aids. It would concern 4.7 million French people for dental prostheses and 2.1 million for hearing aids.
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