Financial fear is generally the number 1 anxiety when you want to change jobs. If you are considering a career change, whatever your current level of income, you probably have the anxiety of missing out, of no longer having the same standard of living as before, of seeing your salary decrease, take insane risks for your family…
And obviously, you think you’re in the worst possible financial situation to take the plunge, right?
Hey, wait a minute: don’t give up so quickly!
How long has this been going on?
How long have you wanted to quit your job to do something else? Embark on a project business creation ? Take the trip of your life? Three months? A year? More ?
— Announcement —
But you don’t do anything. You don’t move. You cling to your job to maintain your financial security. Your job guarantees you a salary that falls into your bank account every month. You are totally dependent on it. By changing jobs or starting your own business, you are afraid of losing financially!
And if this fear financial was an excuse? An excuse to do nothing and remain passive?
I can already see you answering me that it’s not as simple as that to give up a comfortable salary, that it doesn’t just depend on you, that you have fixed expenses to assume, a loan to repay, children to feed …
What must be understood is that salary is only the counterpart of a transaction. You exchange your time, knowledge and skills for the monthly lump sum (and benefits) your employer gives you. You are not a winner, you are a merchant.
Money is first and foremost a tool
What if you decided you no longer wanted to depend on a salary?
I hope your well-being at work and your professional development are not limited to euros. Money remains a transaction tool. It contributes to happiness only if we use it in accordance with our values, needs and aspirations. Just having money in your account is not enough to be happy. It’s at most a safety mattress…
We do not enjoy a comfortable financial situation thanks to our 8 hours of work per day. Your employer did not save you by sheltering you from want!
Your wealth comes first from your knowledge and your skills and your state of mind. By realizing this, you can take a different look at money and therefore at the salary you receive.
Financial fear or loss of recognition?
It’s not because you job change or that you create your box that you are putting your life and your family in danger. Reorienting yourself professionally does not mean the end of the world. That doesn’t mean sleeping under bridges, eating meals at Catholic Relief and sell your house…
In fact, behind the fear of running out of money is often the fear of being discredited, of losing the recognition of others and, at the same time, one’s social status.
If some people around you judge that your desire for something else is irrational and delusional, it is probably because they are projecting their own financial fear onto it. But the more confident you are in yourself and your abilities, the less afraid you will be of lack of money.
For many of us, the relationship with money is a limiting belief: if I earn less, I will necessarily lose quality of life and personal satisfaction.
This is false! Quality of life and personal satisfaction are not sustainably correlated with the level of material comfort.
Aren’t you worth more than your salary?
At worst, what can cost you a little is having to change some of your habits and the way you manage your money, even if it means having to give up (momentarily) certain little pleasures.
So, what are you willing to compromise on to give yourself the chance to change your life ? Not going to a restaurant or the cinema for a few months? Reduce your shopping budget? Postponing your next vacation or that trip to Spain? What enormous sacrifices!
Isn’t your fulfillment worth these few temporary adjustments to your lifestyle?
If you continue to see money and financial security as a legitimate excuse for not finding something better, honestly question yourself about your real desire to change jobs?
It’s time to stop hiding behind the fear of missing out and remaining in inaction. Money should not be and is not an obstacle in your desire to retrain.
How much do you think you’re worth?
Your personal value and professional well-being are certainly worth more than the salary you receive at the end of the month, don’t you think? Remember that money is a tool, a necessary tool to do things, but not an end in itself.
So, by changing your relationship with money, you can find solutions to dispel this financial fear and prepare yourself financially to take the plunge…
